PPIS restructured our program and stabilized DSCR. The renewal was smoother and our lender was comfortable with the terms.
Seth aligned our entities and privacy. A plaintiff could not reach our distributions and we kept cash flow protected.
The submission was clean and lender aligned. We moved forward with confidence on debt terms and closing timelines.
Lawsuits that pierce weak structures and hit cash flow.
Coverage gaps and exclusions that show up when you need protection most.
Deductibles and layering that raise the total cost of risk when not engineered.
Misalignment with lender requirements that put DSCR and terms at risk.
Three asset multifamily portfolio in South Florida.
Premium down 22% with cleaner exclusions.
DSCR stabilized at renewal with lender aligned coverage.
Current policies, loss runs for three to five years, SOV with construction and occupancy details, and lender requirements. The initial review usually takes five to ten business days and delivers a clear risk map and lender gap report.
We capture missed credits and data corrections first such as wind mitigation, roof and life safety documentation, and construction class accuracy. Then we outline an ROI plan for larger improvements only when the payback is clear.
We align limits and deductibles to actual exposure, remove overlap, and present a clean submission to A rated markets. Negotiations start ninety to sixty days before renewal or earlier for complex portfolios.
Annual reviews and checks before any refinance or acquisition. We monitor market changes and lender updates and coordinate with your attorney and lender so structure and coverage stay aligned.
